Category: Budget

How and Why to Balance Your Checkbook – Even if You Are Not Writing Checks

Most of us aren’t writing many checks these days, but we are still spending money and receiving payments. In the old days, there were only two ways to withdraw funds from your bank account: write a check or hand over a withdrawal slip to a bank teller. You deposited funds in person at the bank. Then with the marvelous innovation of ATMs, it was no longer necessary to go into a bank to withdraw, deposit, or transfer money. Today you can pay bills online through your bank’s website or app, or through apps such as Venmo, Zelle, & CashApp or transfer funds to and from PayPal. Your paycheck is most likely deposited directly via EFT. All this said, how and why do you need to balance your checkbook even if you are not writing checks?

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How to Create the Perfect Gift Basket

A gift basket is the perfect all-occasion gift. They can be created out of a wide array of containers, not just straw baskets, and can run the gamut of useful, fun, and personal items for the giftee. A gift basket is also an excellent way to save money while looking like you spent a lot. Here’s how to create the perfect gift basket for every recipient and occasion.

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Five Home Organizers in Disguise

Nobody says you must buy expensive containers to get organized… unless, of course, you want to. Take a look around the house: What is already there that could be multipurposed to help contain your items? Let’s explore five such vessels that could substitute for home organizers in disguise.

Mason Jars – There are different size mason jars. Their genius lies in the fact that they are clear so that you can see precisely what is inside and in what quantity. The jars are particularly great for storing items used in crafting, to name one use, and are easily placed in pantries, and garages. As to the latter, I have even seen folks drill holes in mason jar tops so that after screwing them on, they can be placed on nails on the underside of shelfs for even easier accessibility.

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How to Plan a Winter Getaway While Staying Safe During COVID-19

Are you craving time away but afraid to go anywhere now during the pandemic? How do you plan a winter getaway while staying safe during COVID-19? Let’s explore ways to do so by planning ahead so as to keep you and the people you interact with safe as you travel.

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How to Buy Big Ticket Items

While I’m sure that the first thought on your minds in the age of COVID-19 is not making big ticket purchases, the economy is bound to get better, and life will go on. You may, indeed, be thinking of such because of spending so much more time at home, so …. consider the following in between Zoom classes and Skype meetings and what not. To assist you here are ways to help you decide how to buy big ticket items.

Grocery Shopping and Delivery Services

Have you explored the use of grocery shopping and delivery services yet? How do you get the best value from services like Instacart, Amazon Subscribe and Save, Prime Pantry, Peapod, and other grocery shopping services?

Organize Yourself For A Fantastic Wedding

You’ve just gotten engaged. Now the fun part begins! Planning your big day. By this time next year, you and your fiancé will either be exhausted or ready to elope to Vegas. Here’s how to organize yourself for a fantastic wedding from that first “Yes” to ensure your day is all you – not your mother, grandmother, mother-in-law, the man on the moon – want it to be.

How to Shop at Marshalls, TJ Maxx, and Home Goods

Discount department stores can be a great source of high quality, brand name merchandise at deep discounts. They can also be a potential drain on your budget, and source of clutter, if you don’t shop carefully. Have you ever notices when you go to these discount stores that you are drawn to go into the entire store to find what you are looking for? You may have one particular item on your shopping list and before you know it you have much more in your shopping cart. Try these strategies to avoid overbuying. Here are some helpful tips and strategies on how to shop at Marshall’s, TJ Maxx, and Home Goods.

Get Rid of Those Unhealthy Habits!

The old adage that diets – food, financial or otherworldly – don’t work is true. A diet is a temporary restriction or elimination of something to reach a specific goal. Studies have shown that most food-related diets fail. Instead of dieting, setting up a strict budget, or restricting something you love (that is otherwise healthy in small amounts), focus on purging unhealthy food, financial, and procrastination habits. The scale and your savings account will almost invariably follow. Here’s how to get rid of those unhealthy habits!

How to Give Gifts Without Breaking Your Budget

Seems like we just finished our December holiday shopping and here comes Valentine’s day. The stores are full of gifts for the occasion. Advertisements saying, “Follow Your Heart” and “Share The Love With [Insert Gift Suggestion]” abound. Just because the calendar says it’s February 14thand Valentine’s Day doesn’t mean you have to be sucked into the Hallmark holiday. Gifts and experiences don’t have to break the bank. There ar

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