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Creating a budget can be an effective way to manage your finances as a step towards achieving your financial goals. Here are some steps to get started:
Tag: #budget
The Latest Scoop on Tipping
What is going on with tipping guidelines these days? There seems to have been a shift since the pandemic started of whom we tip, how we tip, and how much we tip.
Five Ideas for Decorating for the Holidays on a Budget
With prices for everything on a seemingly endless spiral upward, you might want to go DIY for holiday decorations this year. Even if you are not an artsy-craftsy type, here are five ways to add a festive look for pennies:
How and Why to Balance Your Checkbook – Even if You Are Not Writing Checks
Most of us aren’t writing many checks these days, but we are still spending money and receiving payments. In the old days, there were only two ways to withdraw funds from your bank account: write a check or hand over a withdrawal slip to a bank teller. You deposited funds in person at the bank. Then with the marvelous innovation of ATMs, it was no longer necessary to go into a bank to withdraw, deposit, or transfer money. Today you can pay bills online through your bank’s website or app, or through apps such as Venmo, Zelle, & CashApp or transfer funds to and from PayPal. Your paycheck is most likely deposited directly via EFT. All this said, how and why do you need to balance your checkbook even if you are not writing checks?
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