
You’re selling stuff on Facebook Marketplace, NextDoor, or Craig’s List. Someone contacts you about an item you have listed, often immediately and with suspiciously strong interest. They do not haggle, ask few questions, and are eager to pay quickly. They say they can’t meet in person because they’re out of town, in the military, a truck driver en route, or whatever.
So begins a well-documented scam worth knowing. Here’s how it works…
The Venmo Angle
They offer to pay via Venmo and may even “overpay” by sending more than your asking price, claiming it is for shipping. Then they tell you that to receive the money, you need to upgrade your Venmo account to a “business” account, and that you need to pay a fee (often $100–$200) to unlock it or to verify the transaction. They’ll send you a fake screenshot or fake email from “Venmo Support” to make it look legitimate.
You send the fee. They disappear. No money was ever coming to you from them.
Alternatively, they will have “their son” or some other person pick up the item, and they will Venmo you first.
The Overpayment Variant
In a related version, they actually do send you money, but via a payment that gets reversed later (like a stolen account or disputed charge). Before it reverses, they ask you to forward part of the money to a “shipper” or “third party.” You send real money out of your own pocket; their payment later disappears.
The “Business Account” Variant
This one specifically targets sellers. They claim your Venmo is set to personal/private and that they’re unable to send you money until you upgrade. A fake Venmo email tells you to send a “refundable deposit” to activate receiving funds. However, no upgrade requirement exists because Venmo doesn’t work this way.
Red Flags to Watch for Include “Buyers” Who:
- Will not meet in person or video chat
- Want to pay more than the asking price
- Push Venmo, Zelle, or Cash App exclusively (irreversible payments)
- Send an email “from Venmo” asking you to do something — check the actual sender domain carefully
- Send any request for you to send money in order to receive money
The Simple Rule
Legitimate buyers never need you to pay anything to receive payment. If someone asks you to send money as part of receiving money, it’s a scam, full stop.
The Simple Fix
Insist on “cash only” and a meetup in the parking lot of a police station and they will disappear from your life.
Photo: Pixabay

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